A Zero Shame Homebuyer Workshop
A free live class that gives you the map most buyers never get — and the confidence to actually use it.
NMLS #2609071
No spam. No pressure. Just your ticket to clarity.
This Workshop Is For You If...
You don't need any experience here, and there's no judgment. Ever.
You're renting and wondering if buying is actually possible for you
You've been told 'not yet' by a lender and want to understand why
Your credit isn't perfect and you don't know where to start
You have some savings but aren't sure how much you actually need
You want real answers — without anyone trying to sell you something
You're ready now, or you're a year away, or somewhere in between — all of that is welcome here
Here's What We Cover
Six stops. One clear plan. You'll leave knowing exactly where you stand.
No fluff. No filler. Just the six things that actually determine whether — and when — you can buy.
Your monthly comfort number
How to figure out what you can actually afford — before you ever talk to a realtor.
The Three Pillars of Approval
Credit, income, and down payment — what lenders look at and what actually matters.
Where the money goes
Closing costs, down payment, who can help pay what — broken down plainly.
Programs most buyers never hear about
Down payment assistance, gift funds, lender credits, and more.
The soft pull strategy
How to understand your credit picture without dinging your score.
Your personal roadmap
Whether you're ready now or building toward it — you'll leave with a clear next step.
Every attendee also leaves with the Let's Go Home Starter Kit — a simple take-home guide to help you find your starting point and your next step. No extra sign-up. Just something to keep.
Hi, I'm Kat.
I spent over eight years as an emergency dispatcher for 911 and utilities — helping people on the worst day of their life. Now I help first-time buyers on one of the best days of theirs.
I started the Mortgage Tool Bus because I believe homeownership shouldn't feel like a mystery. You deserve a clear map, a straight answer, and someone who will actually explain what's happening.
Whether you're six months out or two years away — you'll leave this workshop knowing exactly where you stand.
Client Direct Mortgage · NMLS #1065732
What People Are Saying
"Kat, with Mortgage Tool Bus, was an absolute pleasure to work with for the mortgage of my new home. I highly recommend her for all of your mortgage related questions and needs."
"Most people are trying to close the deals. Kat's focus is on education. She can close the deals, but doesn't feel like she completed the job if the clients don't understand everything about the process."
Questions? Good.
Curiosity is the first step toward clarity.
Your Seat Is Waiting. The Bus Leaves July 22nd.
This is a free, no-pressure workshop. No sales pitch. No one asking you to apply for anything.
Just a roadmap — and someone who will actually explain it.
No spam. No pressure. Just your ticket to clarity.